We offer various payment options for you at James Lin, DMD, so you can receive the dental care you require. Our goal is to prevent financial constraints from interfering with your health care decisions. We encourage you to discuss with our team your concerns, whether they are about the treatment itself or how to budget for them.
If you have any questions about your payment options, please call our office today.
Insurance and Delta Dental
We accept all PPOs and are in-network with Delta Dental. Please get in touch with our office for more information.
More on Dental Insurance Benefits
Dental insurance is a benefit plan that you use, similar to a gift card. Unfortunately, most dental benefit plans only cover up to $1500 per year (“annual maximum”). After you reach $1500 in dental services, your dental insurance stops paying, and you are responsible for the remaining balance. The average annual maximum of $1500 has not changed much in forty years.
However, the annual premiums are increasing each year, and dental benefits plans are becoming more restrictive in what services they cover. We recognize that everyone has a different financial situation. Thusly, we work hard to find a solution that allows you to obtain the dental care that you and your family deserve.
It can be confusing and time-consuming for patients to understand their dental insurance limitations and restrictions. As a courtesy, our office is happy to contact your insurance plan on your behalf to get an estimate of how much your insurance plan will pay for your care. We then collect only your patient copay portion at your dental visit.
We accept Visa, Mastercard, and AMEX.
What is a Treatment Plan Estimate?
All treatment estimates are based on information provided to us by your insurance plan. However, the insurance company does not always provide us with a complete and thorough cost breakdown. As a result, we can only provide an insurance estimate based on limited information. Your plan may have certain restrictions such as waiting periods, frequency limitations, age limitations or non-covered services. These limitations and restrictions are not factored in when your insurance plan provides the estimate but affect the insurance plan’s final payment amount.
Only after a claim is submitted and reviewed by your insurance plan can final payment from your insurance plan be determined. Plan benefits from the same insurance company can often differ significantly by employer
Since your insurance plan is a contract between you and your insurance company (that your employer has selected), you are responsible for all fees not paid by your insurance plan. In the event that your insurance plan does not make complete payment for services rendered, you are ultimately responsible for the remaining balance within 30 days from the billing date.
If you would like to know how your plan will work in our office, please call us! As a courtesy, we will contact your dental plan to find out the details on your behalf.